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KORT Payments

Building a Strong Merchant Portfolio: Why Acquisition and Retention Must Go Hand in Hand
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Building a Strong Merchant Portfolio: Why Acquisition and Retention Must Go Hand in Hand

Every ISO wants to grow. New merchant accounts remain the lifeblood of any portfolio, creating new revenue opportunities and expanding market presence. Yet many experienced payments professionals will tell you...
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What We’re Hearing From ISOs Across North America
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What We’re Hearing From ISOs Across North America

No two ISOs are exactly alike. Some specialize in hospitality. Others focus on healthcare, professional services, property management, automotive, or software integrations. Some manage thousands of merchants across multiple countries,...
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The Next Five Years of Payments: Six Trends Every Partner Should Be Watching
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The Next Five Years of Payments: Six Trends Every Partner Should Be Watching

The payments industry has never stood still. Over the past decade, we've witnessed the rapid growth of mobile wallets, e-commerce, contactless payments, cloud-based platforms, and embedded commerce. Many of these...
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Embedded Payments: Lessons From Successful ISV Programs
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Embedded Payments: Lessons From Successful ISV Programs

Not long ago, embedding payments into a software platform was viewed as a competitive differentiator. Today, for many software companies, it has become an expectation. Businesses increasingly want the ability...
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Why Software Partnerships Are Becoming More Valuable Than Traditional Agent Relationships
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Why Software Partnerships Are Becoming More Valuable Than Traditional Agent Relationships

For decades, the growth formula for ISOs was relatively straightforward. Recruit agents. Add merchants. Grow residuals. That model still works today, but the payments landscape is changing. Increasingly, some of...
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What Every ISO Should Know Before Recruiting Agents
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What Every ISO Should Know Before Recruiting Agents

For many ISOs, recruiting agents feels like the fastest path to growth. More agents should mean more merchants and more volume. Recruiting the wrong agent can create more problems than...
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The New Merchant Fraud Trend ISOs Need to Watch For
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The New Merchant Fraud Trend ISOs Need to Watch For

One of the more concerning trends we have seen recently is not chargebacks or difficult underwriting conversations. It is the rise of questionable merchant inquiries. These are not always traditional...
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Why Your Deals Are Taking Too Long to Get Approved
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Why Your Deals Are Taking Too Long to Get Approved

One of the most common frustrations among ISOs is hearing that underwriting is "taking too long." In reality, most delays are not caused by underwriting. They are often caused by...
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KORT Payments and Paythings Modernize Cash with Smart Safes, Next-Day Deposit and Lower Costs
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KORT Payments and Paythings Modernize Cash with Smart Safes, Next-Day Deposit and Lower Costs

AI-powered platform replaces manual cash handling and outdated logistics with real-time visibility and faster access to funds for retailers Toronto, ON - May 28, 2026 - KORT Payments (KORT), a...
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How ISOs Can Successfully Transition from High-Risk to Mainstream Acquiring
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How ISOs Can Successfully Transition from High-Risk to Mainstream Acquiring

For years, many ISOs built successful businesses in high-risk payments. The opportunity was clear: higher margins, less competition and merchants that often struggled to find stable processing relationships. Sponsor banks...
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Why Low-Risk CNP Portfolios Are Becoming the Most Valuable ISO Asset
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Why Low-Risk CNP Portfolios Are Becoming the Most Valuable ISO Asset

The traditional ISO high-risk model is becoming harder to scale, and low-risk CNP portfolios are emerging as the alternative. Sponsor banks are tightening oversight. Approval timelines are getting longer and...
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Rolling Reserves Explained: Why High-Risk Merchants Are Asked to Hold Funds
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Rolling Reserves Explained: Why High-Risk Merchants Are Asked to Hold Funds

The moment a merchant sees a reserve in their agreement, the reaction is usually the same. Something must be wrong. In reality, reserves are not a red flag. They are...
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The Biggest Mistakes ISOs Make When Submitting High-Risk Deals
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The Biggest Mistakes ISOs Make When Submitting High-Risk Deals

It should not come as a surprise that most high-risk deals don't get declined because of the business itself, they get declined because of how the file is presented. In...
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Chargebacks: The Silent Killer of Merchant Accounts
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Chargebacks: The Silent Killer of Merchant Accounts

Most merchant accounts don't get shut down because of fraud. They get shut down because of chargebacks. What makes this challenging is how quickly things escalate. A business can appear...
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What Makes a Merchant Account High-Risk vs Low-Risk?
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What Makes a Merchant Account High-Risk vs Low-Risk?

Most merchants aren't classified as high-risk because of what they sell. They're classified based on how their business actually operates once payments start flowing. That distinction is often misunderstood. The...
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